You Liked Our Loan Rate.

How About This?

Our Numbers
That Matter

Here's a few other numbers that might pleasantly surprise:

5%

earnings on
checking balances

3%

credit card cash-
back; earn up to
$3,600 your first year

+

Plus earn up to hundreds
annually for using free
services

Why Use a
Credit Union?

Unlike banks, credit unions are not-for-profit organizations. Meaning people who use us get rewarded with a big chunk of our profits.

How do we share our profit?
In the form of much lower loan rates (like the one you have), higher deposit earnings and special cash bonuses.

Don't banks offer this too?
No — they are only obliged to give back some profit, at their discretion, to their shareholders as dividends.

And good luck asking them for cash bonuses just for banking. The best most do, sometimes, is give you a one-time-only bonus for opening Direct Deposit. Or an introductory credit-card bonus with qualifying spend.

You don't need to give up any existing bank accounts of course to use us — but we are a valuable, wealth-boosting addition to your financial team.

And we've been around for almost 90 years, and are extremely successful. Meaning you'll continue to be well rewarded — year after year.

The reason our loan was so competitive is the same reason we offer the surprisingly good value you see above.

We're a not-for-profit organization.

Unlike banks who give profit to shareholders, our profit after expenses returns to members (like you) in the form of loan rates, higher earnings and cash bonuses — all things banks can only dream about.

Checking

Checking That Pays.

It's different here. But don't just take our word for it. We “put money where our mouths are” by giving you Checking benefits and earnings you won't find elsewhere.* Here are two great checking options.

  1. Keep lower balances? Then you'll benefit best from Cash Back Checking:
    • Get a $5 account credit each month—that's a crisp $5—just for checking with us.
    • No minimum balance
  2. Hold higher balances? You'll earn more with High Yield Checking:
    • Get a phenomenal 5% interest earnings on your checking balance, up to the first $5,000 (member savings rate applies above this amount)
    • No minimum balance required―but larger balances will earn you more (up to $200 a year).

With both accounts you'll also get access to:

  • 0.25% bump up rate bonus on Certificates*
  • Loan discounts of up to .50%
  • ATM surcharge rebate of up to $10 every month

To enjoy all the special benefits of these accounts all you need to do is:

  • Make 10+ transactions a month using your free Credit Union Visa Debit Card
  • Have Direct Deposit of at least $1,000 per month (ACH credit of $1,000+)
  • Receive monthly balance statements online (eStatements)
Apply Here

Credit Cards That Reward + Save.

Want to do more with your money? Our cards satisfy and reward all tastes — from award-winning cash back to an everyday rock-bottom rate that saves big on interest payments. All our cards have the same great rates for purchases, balance transfers and cash advances. Also enjoy 0% APR for 6 months, and $100 bonus with $5,000 purchases in first 3 months.

Crystal Visa®
Crystal Visa

3% Cashback ALL categories for 12 months (2.5% thereafter)


Earn up to $3,600 first year, up to $3,000 after


No foreign transaction fees


Travel protection benefits — for all those trips you've been planning


Identity theft protection — because fraud is on the rise


No annual fee 1st year ($99 afterwards) so you can try our benefits risk free


12.99% — 18.00% APR

Apply Here
Visa Platinum
Visa Platinum

1.5 points per dollar (1.5% cashback) on ALL categories


Redeem for cash, travel or merchandise.


No annual fee


Travel accident insurance — up to $1M


Travel assistance including help with lost luggage and legal assistance


Over-limit coverage — safeguards you if you spend over your credit limit


10.99% - 18.00% APR

Apply Here
Select Visa
Select Visa

Rates from only 8.99% - we challenge you to find a lower everyday rate.


Lowest rate is half/less most banks — saves big on interest payments


No annual fee


Travel accident insurance — up to $200,000


Fraud alerts



8.99% - 18.00% APR

Apply Here